I got a call from St. Francis Hospital in Peoria this evening, indicating that there is a "problem" with my insurance at the time of my brain surgery. Apparently they were prepared to send a check for over $90,000, but used a company to try to negotiate a lower balance. The company never bothered to call St. Francis because they know of the hospital's policy that they do NOT negotiate fees. The insurance company now says they are sending a check for $67,000. Uh...huh? Who is going to pay the rest? The gal that I talked to asked me to get involved and/or my employer's HR department. Well...my employer doesn't have an HR department...and it doesn't help that our insurance company changed on September 1st. Anything I do, at this point, is a lame duck effort...but St. Francis is within a month of sending it to an attorney. I would then have to hire an attorney to go after the insurance company for the fees. IF the company pays the original offer of $90,000+, I would have a balance of $3,500 just for St. Francis. If they don't, and if I can't find an appeal process, I am financially screwed for the rest of my life.
Isn't life fun??
1 comment:
hospitals do negotiate fees , but that doesn't matter too much when the insurance isn't paying , call the insurance company you had the day you went into the hospital , you had coverage on that day through them, they need to pay the bill, check your email I sent you one so everyone can't read it.
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